Complete Guide to the 2020 Australian $100 Note: History, Mintage, Serial Numbers and Value

The 2020 Australian $100 note is one of the most important modern banknotes issued in Australia. Released as the final denomination in the Reserve Bank of Australia’s Next Generation Banknote series, the note combines advanced polymer technology, sophisticated security features and detailed artwork celebrating two notable Australians: Dame Nellie Melba and Sir John Monash.

For collectors, the 2020 Australian $100 note is particularly interesting because it represents the first major redesign of the denomination since the earlier polymer $100 series. Although ordinary examples remain relatively common, collector demand can increase considerably for notes in exceptional condition, first and last prefixes, very low serial numbers, unusual number patterns and genuine printing errors.

Understanding the 2020 $100 note requires more than simply checking its year. Prefixes, serial numbers, condition and originality can all influence collector value. This guide examines the history, design, mintage, security technology, serial-number range and potential value of the 2020 Australian $100 polymer banknote.

History of the Australian $100 Banknote

Australia introduced the $100 denomination in 1984. The original issue was a paper banknote featuring Antarctic explorer Sir Douglas Mawson and military commander Sir John Monash.

Australia subsequently became a world leader in polymer banknote technology. A redesigned polymer $100 note entered circulation in 1996 and featured soprano Dame Nellie Melba and engineer, soldier and civic leader Sir John Monash.

The Reserve Bank later began the Next Generation Banknote program to modernise Australia's currency and strengthen protection against counterfeiting. The new series was introduced progressively, beginning with the $5 denomination in 2016, followed by the $10, $50 and $20 notes.

The redesigned $100 was the final denomination in the program.

The design was publicly revealed in February 2020, and the new $100 banknote officially entered general circulation on 29 October 2020.

Although released in 2020, production of the new denomination had already started before its circulation date. Consequently, collectors can encounter Next Generation $100 notes carrying both 2019 and 2020 year codes in their serial numbers.

2020 Australian $100 Note Specifications

The 2020 $100 banknote retained the familiar green colour associated with Australia's $100 denomination while introducing substantially upgraded security technology.

Important specifications include:

Denomination: 100 Australian dollars
Year: 2020
Series: Next Generation Banknote
Material: Polymer
Dimensions: 158 mm × 65 mm
Governor: Philip Lowe
Secretary to the Treasury: Steven Kennedy
First prefix: AA20
Last prefix: EA20
Main portraits: Sir John Monash and Dame Nellie Melba
Featured bird: Australian Masked Owl
Featured plant: Golden Wattle
Release date: 29 October 2020

The Lowe–Kennedy signature combination is an important identifier for the 2020-dated issue.

2020 Australian $100 Note Mintage and Production

The production quantity of modern Australian banknotes is often discussed by collectors as "mintage", although banknote production figures require slightly more explanation than coin mintages.

Reserve Bank serial-number information shows that 2020-dated Next Generation $100 notes extend from the first prefix AA20 through to the last prefix EA20, with serial numbering reaching approximately 5,425,894 within the prefix structure.

Using the published serial ranges, the estimated number of 2020-dated $100 notes produced is approximately 287,572,329 notes, or about 287.6 million.

This figure should be treated as an estimated production quantity rather than an absolute number of notes released into public circulation. Some printed banknotes may be rejected or destroyed during quality-control procedures, and Reserve Bank serial-number information does not necessarily represent every banknote eventually issued.

The relatively large production quantity means a normal 2020 $100 note is not rare simply because of its year. Rarity usually comes from a desirable prefix, exceptional serial number, outstanding condition or genuine production variety.

Dame Nellie Melba Design

Dame Nellie Melba remains one of the central personalities represented on the Australian $100 banknote.

Born Helen Porter Mitchell in 1861, Melba became an internationally recognised operatic soprano. Her performances took her to major stages in Australia, Europe and the United States, and her international reputation made her one of the most famous Australians of her era.

The banknote incorporates several elements associated with Melba's career.

Her portrait is based on a historic photograph, while other artistic elements reference her performances and musical career. The design also incorporates microtext connected with Melba's writing, adding both historical significance and an additional security element.

These details allow the banknote to function as more than currency. It also presents a compact visual record of Australia's cultural history.

Sir John Monash Design

Sir John Monash appears prominently on the opposite side of the banknote.

Monash was an engineer, soldier and civic leader whose achievements extended well beyond his military career. He became one of Australia's best-known commanders during the First World War and later played an important role in civilian life and engineering.

Several design elements on the $100 note reflect different aspects of his career.

The Shrine of Remembrance represents his military service and his later support for returned servicemen. The banknote also includes the Fyansford Bridge, reflecting Monash's engineering work.

Microprinting contains an excerpt from a letter written by Monash, combining historical material with anti-counterfeiting technology.

The combination of engineering and military imagery gives the Monash side of the note considerable historical detail.

Australian Masked Owl and Golden Wattle

Every denomination in the Next Generation Banknote series features a native Australian bird and wattle species.

On the $100 note, the featured bird is the Australian Masked Owl, scientifically known as Tyto novaehollandiae.

The bird is incorporated into both the artistic design and dynamic security features of the note. When the banknote is tilted, an owl within the transparent security area appears to move and change colour.

The plant featured on the denomination is Golden Wattle, or Acacia pycnantha. Golden Wattle is Australia's national floral emblem and contributes to the distinctive Australian character of the design.

Security Features of the 2020 Australian $100 Note

One of the main reasons for creating the Next Generation Banknote series was to improve protection against counterfeiting.

The 2020 Australian $100 banknote contains numerous security technologies that can be checked without specialist equipment.

Top-to-Bottom Transparent Window

A large transparent window extends vertically through the banknote. Instead of functioning as a simple clear section, it contains several interactive security elements.

When the note is tilted, different visual effects become visible.

Flying Owl

Tilting the note creates movement in the Australian Masked Owl. Its wings appear to move while colours change as the viewing angle changes.

Reversing 100

The number 100 appears within the Shrine of Remembrance security feature and changes direction as the banknote is tilted.

Rolling Colour Effect

A specialised patch displays a rolling colour effect when viewed from different angles.

3D Fan

The window incorporates a fan that produces a three-dimensional appearance with coloured lines when the banknote is tilted.

Microprinting

Extremely small, sharply defined text appears in several locations.

The microprinting includes material connected with both Monash and Melba. Genuine microprint should remain clearly defined under magnification rather than appearing as blurred lines.

Raised Intaglio Printing

Parts of the design use raised printing that can be felt by running a finger across the surface. Portraits and selected dark design areas have a distinctive texture created by the intaglio printing process.

Ultraviolet Features

Under suitable ultraviolet light, specific parts of the note fluoresce, including security elements, serial-number details and the printed year.

Tactile Identification

The $100 denomination has five raised tactile bumps along each long edge near the security window. These tactile marks were designed to help people with vision impairment identify the denomination.

Understanding the 2020 $100 Serial Number

Serial numbers are especially important when assessing the collector value of a modern Australian banknote.

A typical number contains a letter prefix, a two-digit year identifier and numerical digits.

For a 2020-dated note, collectors should look for the year digits 20.

The confirmed prefix range begins with:

AA20

and ends with:

EA20

AA20 is therefore considered the first prefix for the 2020 issue, while EA20 is the last prefix.

First- and last-prefix notes often attract additional collector interest, particularly when preserved in crisp uncirculated condition.

Which 2020 $100 Serial Numbers Can Be Valuable?

A normal serial number generally does not create a substantial premium. Collectors usually search for distinctive patterns.

Low serial numbers can be particularly desirable. Numbers containing many leading zeros, especially numbers approaching the beginning of a print sequence, may command substantial premiums.

Examples include serial-number endings such as:

0000001
0000010
0000100

The lower the number, the stronger collector interest can become.

Radar or palindrome numbers read the same forwards and backwards.

Examples could include patterns similar to:

1234321
4000004
1221221

Repeating numbers contain an obvious repeated sequence, while solid or near-solid numbers contain repeated identical digits.

Sequential groups of several notes can also be attractive when they remain uncirculated.

The key point is that rarity should be evaluated across the complete serial number. Simply having repeated digits somewhere in a number does not automatically make a banknote valuable.

2020 Australian $100 Note Collector Value

Most ordinary circulated 2020 $100 notes remain close to their face value because the issue was produced in large numbers.

Approximate collector-market expectations can be summarised as follows:

2020 $100 Note Type Approximate Collector Value AUD
Ordinary circulated note $100–$110
Very high-grade circulated note $105–$125
Standard uncirculated note $110–$140
AA20 first prefix, UNC $140–$175
EA20 last prefix, UNC $150–$200
Attractive fancy serial $150–$500+
Very low or exceptional serial Potentially several hundred dollars or more
Genuine major printing error Depends heavily on rarity and certification

These values should be considered indicative rather than guaranteed prices.

Dealer asking prices, auction results and private sales can differ considerably. Condition, serial number, grading, provenance and current demand all influence the final amount a collector may be prepared to pay.

A first-prefix AA20 uncirculated note has been offered by specialist Australian dealers around the $150 level, while an EA20 last-prefix uncirculated example has previously sold around the $175 level. These results demonstrate that prefix alone can create a premium, but normally not the enormous values sometimes claimed in misleading online advertisements.

Condition Is Critical

Condition can have a major impact on value.

A banknote that has been folded, creased, scratched, stained or heavily handled may have little collector premium above its $100 face value.

An uncirculated example should have no circulation folds, major handling marks or physical damage. The polymer surface should remain clean, and the security window should be free from significant scratching.

Collectors should avoid attempting to clean, polish or chemically treat a banknote. Cleaning can permanently alter the surface and significantly reduce its numismatic value.

Store collectible polymer notes flat in archival-quality holders designed for banknote storage.

Are 2020 Australian $100 Notes Rare?

Ordinary 2020 notes are not rare.

With an estimated production quantity approaching 288 million, the year itself cannot be considered scarce.

However, specific individual notes can still be rare.

The strongest possibilities include exceptionally low serial numbers, highly desirable patterned numbers, first and last prefixes in superior condition and genuine printing mistakes that escaped quality control.

This distinction is important. A common issue can contain individual notes that become desirable because of their unique characteristics.

How to Check Whether Your 2020 $100 Note Is Valuable

Start by examining the prefix.

An AA20 note is from the first prefix, while EA20 represents the last prefix.

Next, examine the complete serial number for extremely low numbers, repeated patterns, radar patterns or other unusual combinations.

Then assess condition carefully. A crisp note that has never circulated normally has greater collector potential than an example showing folds or wear.

Finally, inspect the note for genuine production anomalies. An apparent "error" caused by later damage, ink, heat, chemicals or physical alteration normally has no special numismatic value.

Rare-looking notes should ideally be assessed by an experienced Australian banknote dealer or professional grading service before a high value is assumed.

Why the 2020 $100 Note Matters to Collectors

The 2020 Australian $100 note occupies an interesting position in modern Australian numismatics.

It completed the Next Generation Banknote series, introduced some of Australia's most advanced banknote security technology and preserved two historically important personalities from the preceding polymer design.

Its combination of Golden Wattle, the Australian Masked Owl, musical references to Dame Nellie Melba and engineering and military references to Sir John Monash creates a detailed representation of Australian history and culture.

From a collecting perspective, an ordinary example remains readily obtainable. The challenge lies in finding outstanding examples: pristine AA20 or EA20 notes, extremely low serial numbers, visually appealing fancy numbers or legitimate production errors.

For anyone checking a 2020 Australian $100 note, the most important factors are therefore condition, prefix, serial number and authenticity rather than age alone.

As the series becomes older, carefully preserved high-grade examples may continue attracting collector interest. However, owners should remain cautious of exaggerated online valuations. A common circulated note is still fundamentally a $100 banknote, while genuinely exceptional examples must demonstrate characteristics that make them significantly scarcer than ordinary notes.

The 2020 Australian $100 note is therefore both practical currency and an important modern collectible—one that marks the completion of a major chapter in the development of Australia's polymer banknotes.


List of 2020 Australian $100 Note (2026 Updated)

The 2020 Australian $100 Note is a modern polymer banknote highly sought after by collectors due to its advanced security features, durable construction, and historical significance as part of Australia's Next Generation Banknote series. Featuring Dame Nellie Melba and Sir John Monash, the 2020 issue remains one of the most recognizable high-denomination Australian banknotes in circulation. While most circulated examples trade close to their face value, uncirculated notes, replacement notes, low serial numbers, radar notes, repeater serial numbers, and premium collector-grade examples can command substantial premiums in the numismatic market. As demand for modern Australian banknotes continues to grow in 2026, high-quality 2020 $100 notes remain attractive collectibles for both investors and banknote enthusiasts.

2020 Australian $100 Note Value Table (2026)

Year Variety Condition Estimated Value (AUD)
2020 Standard Circulated Note Good (G) $100 – $105
2020 Standard Circulated Note Very Fine (VF) $105 – $115
2020 Standard Circulated Note Extra Fine (XF) $115 – $130
2020 Standard Issue About Uncirculated (AU) $130 – $160
2020 Standard Issue Uncirculated (UNC) $160 – $250
2020 Consecutive Serial Number Pair UNC $200 – $400
2020 First Prefix Issue UNC $250 – $500
2020 Early Release Note UNC $300 – $700
2020 Replacement Note UNC $500 – $2,500
2020 Low Serial Number Note UNC $750 – $4,000
2020 Binary Serial Number Note UNC $500 – $3,000
2020 Radar Serial Number Note UNC $600 – $4,500
2020 Repeater Serial Number Note UNC $800 – $6,000
2020 Ladder Serial Number Note UNC $1,500 – $8,000
2020 Solid Serial Number Note Gem UNC $5,000 – $25,000+
2020 Premium Collector Example Gem UNC $300 – $1,500
2020 Museum-Quality Specimen Gem UNC $10,000 – $35,000+

Detailed 2020 Issue Price List

2020 Australian $100 Note Type Collector Value (AUD)
Average Circulated Example $100 – $120
High-Grade Circulated Example $120 – $150
Uncirculated Example $160 – $250
Premium Uncirculated Example $250 – $500
Replacement Note $500 – $2,500
Fancy Serial Number Note $500 – $6,000
Rare Low Serial Number Note $750 – $4,000
Exceptional Collector Specimen $5,000 – $35,000+

In 2026, the value of a 2020 Australian $100 Note depends primarily on condition, rarity, serial number pattern, and collector demand. Ordinary circulated notes generally remain near face value, while pristine uncirculated examples and scarce serial-number varieties can achieve significantly higher prices in auctions and private sales.

History of the $100 Australian Banknote

The Australian $100 note was first introduced in 1984. It remained largely unchanged until the polymer version debuted in 1996. With a focus on durability, security, and design modernization, the 2020 edition was released as part of Australia’s Next Generation Banknote upgrade initiative.

Key Milestones:

  • 1984: First issue of the $100 paper note.

  • 1996: Introduction of the first polymer $100 note.

  • 2020: Launch of the updated NGB version with enhanced features and tactile elements.

The Reserve Bank of Australia (RBA) issued the 2020 note with the goal of ensuring long-term protection against counterfeiting and improving accessibility.


Who Is on the 2020 $100 Note?

  • Front Side: Dame Nellie Melba, world-renowned Australian opera singer.

  • Back Side: Sir John Monash, military commander, civil engineer, and educator.

Each side includes illustrations that reflect their achievements and contribution to Australian culture and history.


Detailed Design Features

The 2020 $100 note is a highly secure, full-polymer banknote, with unique design elements that enhance its appearance and usability.

Key Features:

  • Clear Top-to-Bottom Window: Embedded with dynamic images.

  • Tactile Feature: Raised dots help vision-impaired users identify denominations.

  • 3D Flying Bird: Found in the large transparent window — appears to flap as the note is tilted.

  • Rolling Color Effect: On the serial number and coat of arms.

  • Ultraviolet (UV) Ink Patterns: Visible under blacklight.

  • Microprint & Fine Line Patterns: Hidden security text in fine detail.

These security features make the 2020 $100 note nearly impossible to counterfeit.


Understanding Prefixes and Serial Numbers

Australian banknote collectors pay close attention to prefixes and serial numbers, which can significantly influence a note’s market value.

Common Prefixes in the 2020 Series:

  • First Prefix: AA20

  • General Circulation Prefixes: AB20 to EZ20

  • Last Prefix: EJ20

Collectors highly value first (AA20) and last (EJ20) prefixes, especially in Uncirculated (UNC) condition.

Serial Number Types Collectors Look For:

  • Low Numbers: e.g., 000001 – 000100

  • Solid Numbers: e.g., 777777, 999999

  • Radar Numbers: e.g., 123321, 456654

  • Repeaters: e.g., 121212, 343434

  • Ladder Notes: e.g., 123456, 654321

  • Rotator Notes: e.g., 619916, 900009

If your 2020 $100 note has one of these, it may be worth significantly more than face value.


Collector Value of 2020 $100 Notes

The value of a 2020 Australian $100 note depends on condition, rarity, serial number, and prefix. Below is a rough price estimate based on collector market trends:

Condition Common Notes Rare Serial Numbers First/Last Prefixes
Circulated $100 – $110 $120 – $160 $130 – $180
Very Fine (VF) $110 – $125 $150 – $200 $170 – $250
Extremely Fine (EF) $125 – $150 $200 – $300 $250 – $350
Uncirculated (UNC) $150 – $200 $300 – $500+ $400 – $600+

🔍 Note: These prices vary depending on the dealer, buyer interest, and availability.


Where to Buy or Sell 2020 $100 Notes

Collectors and investors use multiple platforms to buy or sell rare or premium-condition banknotes.

Recommended Places:

  • eBay Australia – Search for listings with high-resolution images.

  • Downies Collectables

  • Noble Numismatics

  • Australian banknote forums

  • Facebook Groups – Trusted currency collector communities.

Always verify authenticity before purchasing and check for certificates if applicable.


How to Preserve Your $100 Notes

To maintain your 2020 $100 notes in pristine condition, follow these best practices:

  • Store in Mylar or Acid-Free Sleeves.

  • Avoid Folding or Handling Bare-Handed.

  • Keep in Cool, Dry Conditions to avoid polymer curling.

  • Catalog and Photograph each note to record its serial and condition.

Even modern polymer notes can degrade over time if improperly stored.


Fun Facts About the 2020 $100 Note

  • The tactile feature was designed in collaboration with vision-impaired Australians.

  • It takes 7.5 years on average for a $100 note to return to the RBA.

  • Each note is printed at the Note Printing Australia (NPA) facility in Victoria.

  • The NGB series has now updated all major denominations: $5, $10, $20, $50, and $100.


Frequently Asked Questions (FAQs)

Q1: Is the 2020 $100 note still legal tender?
✅ Yes. It’s currently the standard $100 note in circulation across Australia.

Q2: How do I check if my $100 note is rare?
🔎 Look at the serial number, prefix, and whether the note is in mint or uncirculated condition.

Q3: Can I still use old $100 notes?
✅ Yes. All previous $100 notes remain legal tender, though older versions are rarely seen in circulation.

Q4: Are polymer banknotes more durable?
Yes, polymer notes can last 3–5 times longer than paper banknotes and are highly resistant to damage.


Final Thoughts

The 2020 Australian $100 banknote isn’t just a high-denomination currency — it’s a collectible piece of modern history. Whether you’re a numismatist, casual collector, or investor, this note offers opportunities for both aesthetic appreciation and financial gain. With rare serial numbers and pristine condition notes selling for hundreds of dollars above face value, keeping an eye on your $100 notes could truly pay off.

Keep tracking market trends, engage with collector forums, and consider professionally grading your notes for maximum resale potential.

List of FAQs About the 2020 Australian $100 Note: History, Design, Serial Numbers, and Collector Value

The 2020 Australian $100 note is one of the most advanced, secure, and visually striking banknotes in the world. As Australia’s highest circulating denomination, it plays a crucial role in the nation’s economy while also attracting growing interest from banknote collectors, investors, and numismatists.

This comprehensive FAQ-style guide explores everything you need to know about the 2020 Australian $100 note, including its history, design elements, security features, serial numbers, printing details, errors, rarity, and collector value. Whether you’re a curious Australian, a beginner collector, or a serious investor, this article will help you understand why this note matters—and how valuable it could be.


Frequently Asked Questions About the 2020 Australian $100 Note


1. What is the 2020 Australian $100 note?

The 2020 Australian $100 note is the latest version of Australia’s highest-denomination circulating banknote. It belongs to the Next Generation Banknote (NGB) series, produced by the Reserve Bank of Australia (RBA) using advanced polymer technology.

Released into circulation in October 2020, the note combines cutting-edge security features, modern design, and cultural symbolism to combat counterfeiting while ensuring durability.


2. When was the 2020 Australian $100 note released?

The note officially entered circulation on 29 October 2020. Its release marked the completion of the Next Generation Banknote series, which replaced older designs across all denominations.

Despite the global challenges of 2020, including reduced cash usage due to the pandemic, the $100 note quickly became a significant part of Australia’s cash economy.


3. Who appears on the 2020 Australian $100 note?

The 2020 $100 note features two of Australia’s most influential historical figures:

  • Dame Nellie Melba (1861–1931) – World-famous opera singer

  • Sir John Monash (1865–1931) – Military commander, engineer, and civic leader

Both individuals made extraordinary contributions to Australian culture, leadership, and global recognition.


4. Why were Dame Nellie Melba and Sir John Monash chosen?

The RBA selected these figures to represent artistic excellence and national leadership:

  • Dame Nellie Melba symbolizes Australia’s cultural influence on the global stage

  • Sir John Monash represents innovation, strategic brilliance, and service to the nation

Their pairing reflects a balance between creative achievement and intellectual leadership.


5. What material is the 2020 Australian $100 note made from?

The note is printed on polymer (plastic), a technology pioneered by Australia. Polymer banknotes offer several advantages:

  • Longer lifespan than paper notes

  • Greater resistance to moisture and dirt

  • Highly advanced security features

  • Reduced counterfeiting

Australia has been a global leader in polymer banknote innovation since 1988.


6. What are the main design features of the 2020 $100 note?

Key design elements include:

  • Portraits of Dame Nellie Melba and Sir John Monash

  • Golden wattle motifs (Australia’s national flower)

  • Architectural and cultural imagery linked to both figures

  • A dynamic colour palette dominated by green and gold tones

The design reflects both heritage and modern Australian identity.


7. What are the security features of the 2020 Australian $100 note?

The 2020 $100 note contains some of the world’s most sophisticated anti-counterfeiting features, including:

  • Top-to-bottom transparent security window

  • Rolling colour effects

  • Microprinted text visible under magnification

  • Raised tactile elements for the vision-impaired

  • UV fluorescence features

  • Complex shadow imagery

These features make the note extremely difficult to counterfeit.


8. How can you check if a 2020 Australian $100 note is genuine?

You can verify authenticity using the “Feel, Look, Tilt” method:

  • Feel the raised print and texture

  • Look through the transparent window

  • Tilt the note to observe colour changes and movement

Genuine polymer notes respond clearly to all three tests.


9. What colour is the 2020 Australian $100 note?

The note primarily features green, with subtle blends of gold, blue, and yellow. Each Australian denomination uses a distinct colour to assist with quick identification and accessibility.


10. What are serial numbers on the 2020 $100 note?

Every 2020 Australian $100 note carries two serial numbers, printed in black ink. These serial numbers are crucial for:

  • Tracking production batches

  • Identifying rare or collectible notes

  • Detecting printing errors

Serial numbers follow a structured prefix-and-number format.


11. What do the serial number prefixes mean?

Serial number prefixes usually consist of two letters, followed by a unique numeric sequence. The prefix indicates:

  • The printing batch

  • Production sequence

  • Sometimes the printing facility

Early prefixes from the first print runs are often more desirable to collectors.


12. Are low serial numbers valuable?

Yes. Low serial numbers are highly sought after by collectors. Examples include:

  • 00000001

  • 00000010

  • 00000100

Notes with extremely low serial numbers can command hundreds or even thousands of dollars, depending on condition.


13. What are radar serial numbers?

A radar serial number reads the same forwards and backwards, such as:

  • 12344321

  • 200002

Radar notes are considered novelty collectibles and often sell at a premium.


14. What are repeater serial numbers?

Repeater serial numbers contain repeating patterns, such as:

  • 12121212

  • 56565656

These patterns attract collectors who specialize in serial-number-based banknote collecting.


15. Are solid serial numbers rare?

Yes. Solid serial numbers (e.g., 77777777 or 00000000) are extremely rare and can fetch very high prices on the secondary market, especially in uncirculated condition.


16. Are there known printing errors on the 2020 $100 note?

While rare, some errors have been reported, including:

  • Misaligned printing

  • Off-centre serial numbers

  • Ink smudging

  • Folding or cutting errors

Genuine errors significantly increase collector value.


17. How much is a regular 2020 $100 note worth?

In everyday condition, the note is worth face value: $100 AUD. However, collectible factors can increase value significantly.


18. What increases the collector value of the 2020 $100 note?

Key value drivers include:

  • Uncirculated condition

  • Rare serial numbers

  • First or early prefixes

  • Printing errors

  • Consecutive note sets

The better the condition, the higher the premium.


19. How much can a rare 2020 $100 note be worth?

Approximate collector values:

  • Uncirculated standard note: $120–$180

  • Low serial number note: $300–$1,500+

  • Error notes: $500–$5,000+

  • Special serial patterns: $250–$2,000+

Prices vary depending on demand and rarity.


20. Is the 2020 Australian $100 note good for investment?

Yes, particularly for long-term collectors. As circulation declines and pristine notes become scarcer, high-grade examples may appreciate steadily.


21. Should the 2020 $100 note be kept in circulation or stored?

Collectors should store valuable notes properly. Circulated notes are fine for everyday use, but collectible notes should be preserved carefully.


22. How should you store a 2020 $100 note?

Best storage practices include:

  • Acid-free banknote sleeves

  • Cool, dry environment

  • Avoid folding or handling excessively

  • Store away from direct sunlight

Proper storage protects value and condition.


23. Can the 2020 Australian $100 note be demonetised?

There is no indication that the note will be demonetised. Polymer notes remain legal tender for many decades, even after newer designs are released.


24. Is the 2020 $100 note rare?

The note itself is not rare, but specific serial numbers, errors, and uncirculated examples can be rare and valuable.


25. Where can collectors buy or sell the 2020 $100 note?

Collectors typically use:

  • Online auction platforms

  • Numismatic dealers

  • Coin and banknote shows

  • Collector forums

Professional grading can further increase market confidence.


26. How is the 2020 $100 note graded?

Banknotes are graded based on:

  • Crispness

  • Colour brightness

  • Absence of folds or marks

  • Overall eye appeal

Grades range from Poor to Uncirculated (UNC).


27. Is the 2020 $100 note popular internationally?

Yes. Australian polymer banknotes are admired worldwide for their innovation, and the $100 note is often collected by international banknote enthusiasts.


28. How does the 2020 $100 note compare to older versions?

Compared to earlier $100 notes, the 2020 version offers:

  • Superior security

  • Improved accessibility features

  • Longer lifespan

  • Modern design aesthetics

It represents the pinnacle of Australian banknote technology.


29. Will the 2020 Australian $100 note increase in value over time?

High-quality examples with desirable features are likely to increase in value gradually, especially as fewer pristine notes remain in circulation.


30. Why is the 2020 Australian $100 note important?

The 2020 Australian $100 note represents:

  • Australia’s leadership in polymer currency

  • National pride and cultural heritage

  • Advanced anti-counterfeiting technology

  • Growing interest among collectors and investors

It is both a functional currency and a modern collectible.


Final Thoughts

The 2020 Australian $100 note is far more than a piece of money—it is a technological achievement, a tribute to Australian excellence, and an increasingly popular collectible. While most notes remain at face value, those with rare serial numbers, pristine condition, or printing errors can command impressive premiums.

For collectors and enthusiasts alike, understanding the history, design, and value of this remarkable banknote is the key to recognising its true worth.


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